TMS True Cost Calculator

Estimate your out-of-pocket obligation for a standard 36-session course of TMS based on your commercial insurance plan details.

Insurance Parameters

Remaining Deductible ($)

Amount you must pay before insurance shares costs.

Coinsurance (%)

Your percentage share of costs after deductible is met (e.g., 20%).

Remaining Out-of-Pocket Max ($)

The maximum amount you will pay this year.

Estimated Out-of-Pocket

Total Billed (Negotiated Rate) ~$8,000

Paid to Deductible $

Coinsurance Share $

Assumptions: Calculations assume an in-network provider with a typical negotiated rate of $300 for the initial mapping (CPT 90867) and $200 per daily session (CPT 90868) for 35 additional sessions.

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To use this calculator, please enable JavaScript. Without it, you can estimate your costs manually: A typical in-network course of TMS bills insurance around $8,000. You will owe your remaining deductible, plus your coinsurance percentage of the remaining balance, up to your out-of-pocket maximum.